Rates

Find the right rate for your financial goals.  Whether you're saving, borrowing, or planning for the future, we offer competitive rates to help you get more from your money.  Additional rates and terms available.

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Checking

Savings

CDs

IRAs

Checking Account Rates
Personal CheckingBusiness Checking
Account Name
APY*
Rate
Min. Deposit to Open
Min. Daily Balance for APY**
Compounding Frequency
Min. Daily Balance to Avoid Fee
Super NOW
0.05
0.05
$1000
$1000
Monthly
$1000
Value Plus
‍
$2,500-$50K
$50,001-$100K
$100,001-$250K
$250,001-$500K
OVER $500K


0.15
0.25
0.30
0.35
0.40


0.15
0.25
0.30
0.35
0.40
$2500

‍
$2500

‍
Monthly

‍
$2500

‍
0.05
0.05
$1,000
$1,000
Monthly
$1,000
Bus. Value Plus
‍
$2,500-$50K
$50,001-$100K
$100,001-$250K
$250,001-$500K
OVER $500K


0.15
0.25
0.30
0.35
0.40


0.15
0.25
0.30
0.35
0.40
$2500

‍
$2500

‍
Monthly

‍
$2500

‍
Rates are subject to change without notice. Ask us for more information on terms and fees.
Fees could reduce earnings. *APY=Annual Percentage Yield **Daily Balance
Rates accurate as of 4/1/2025
Savings Account Rates
Personal SavingsBusiness Savings
Account Name
APY*
Rate
Min. Deposit to Open
Min. Daily Balance for APY**
Compounding Frequency
Min. Daily Balance to Avoid Fee
Regular Savings
0.05
0.05
$50
N/A
Semi-Annual
$300
0.05
0.05
$1
N/A
Anually
N/A
Power Savings
‍
$2,500 & OVER


0.10


0.10


$2500


$2500


Monthly


$2500
Hometown Savings
‍
$2,500-$9,999
$10,000-$24,999
$25,000-$99,999
$100,000-$249,000
$250,000 & OVER



0.10
1.25
1.75
2.25
2.75



0.10
1.24
1.74
2.23
2.72

$10,000 New money or $25,000 in existing THB deposit acct(s).
$2500
‍
Monthly
‍
$10,000
‍
0.05
0.05
$50
N/A
Semi-Annual
$300
Bus. Power Savings
‍
$2,500 & OVER



0.10



0.10



$2500



$2500



Monthly



$2500
Bus. Hometown Savings
‍
$2,500-$9,999
$10,000-$24,999
$25,000-$99,999
$100,000-$249,000
$250,000 & OVER



0.10
1.25
1.75
2.25
2.75



0.10
1.24
1.74
2.23
2.72

$10,000 New money or $25,000 in existing THB deposit acct(s).
$2500
‍
Monthly
‍
$10,000
‍
Rates are subject to change without notice. Ask us for more information on terms and fees.
Fees could reduce earnings. *APY=Annual Percentage Yield **Daily Balance
Rates accurate as of 6/1/2025
CDS - Specials
Personal CDsBusiness CDs
Account Name
APY*
Rate
Min. Deposit to Open
Min. Daily Balance for APY**
Compounding Frequency
7 Month
4.00
3.94
$500
$500
Quarterly
3.50
3.45
$500
$500
Quarterly
3.00
2.97
$10,000
-
Quarterly
Rates are subject to change without notice. Ask us for more information on terms and fees.
‍OTHER TERMS AVAILABLE
A withdrawal will reduce earnings. Substantial penalty for early withdrawals.
The Annual Percentage Yield assumes the interest will remain on deposit until maturity.
*APY=Annual Percentage Yield **Daily Balance
Rates accurate as of: 7/1/2025
IRAs - Specials
IRAs
Account Name
APY*
Rate
Min. Deposit to Open
Min. Daily Balance for APY**
Compounding Frequency
18 Month Variable
3.00
2.98
$100
-
Semi-Annual
Rates are subject to change without notice. Ask us for more information on terms and fees.
OTHER TERMS AVAILABLE
A withdrawal will reduce earnings. Substantial penalty for early withdrawals.
The Annual Percentage Yield assumes the interest will remain on deposit until maturity.
*APY=Annual Percentage Yield **Daily Balance
Rates accurate as of: 4/1/2025

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