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Business Checking
Open a free checking account with Your Hometown Bank—where we reinvest in Ohio- and Indiana-based businesses—because relationships, not fees, build stronger communities. Your deposits come full circle as local loans, personalized advice, and everyday support for the entrepreneurs who keep our communities thriving.
Regular Checking
A no-nonsense personal checking account with no monthly maintenance fee when you choose eStatements. Manage cash the way you like—online, in our app, or at 55,000+ surcharge-free ATMs.
Interest Checking
Earn competitive interest on every dollar while keeping the flexibility of unlimited debit card purchases, bill pay, and mobile check deposit. Ideal if you carry a higher balance and want your money to work harder.
Value Plus Checking
Value Plus Checking is a premium rewards account for customers who keep higher balances and want bigger returns. As your balance grows, tiered interest rates increase, turning idle cash into additional earnings.
Value Pro Checking
Value Pro Checking is a premium account for high-balance customers who prefer added convenience. Enjoy tiered interest rates that rise with your balance—plus free paper statements for simplified record keeping.
- Free eStatements
- Maintenance Fee of $7.00 if daily balance <$500
- No per check or debit fees
- Free eStatements
- No per check or debit fees
- Free eStatements
- No per check or debit fees
- Free eStatements or paper statements
Regular Checking Account
Account Information
- No specified opening deposit amount requirement
- $500 minimum balance requirement
- $.20 per check or debit fee if daily balance < $500 during the statement cycle
- $7.00 maintenance fee if daily balance < $500 during the statement cycle
- Fees waived for non-profit organizations
- Does not earn interest
- No limit on the number of checks or electronic transactions
- Check Images are provided with statements for a nominal fee per your request (Checks converted to ACH items are not included)
- Business Debit Card with ATM features available to qualified individuals
- Free eStatements
Interest Checking Account
Account Information
- $1,000 opening deposit requirement
- $1,000 minimum balance requirement
- No monthly per check or debit fees
- $8 maintenance fee if daily balance < $1,000 during the statement cycle
- Earns interest on collected funds/balances =>$1,000
- No limit on the number of checks or electronic transactions
- Check Images are provided with statements for a nominal fee per your request (Checks converted to ACH items are not included)
- Business Debit Card with ATM features available to qualified individuals
- Free eStatements
Value Plus Checking Account
Account Information
- $2,500 opening deposit requirement
- $2,500 minimum balance requirement
- No monthly per check or debit fees
- $8 maintenance fee if daily balance < $2,500 during the statement cycle
- Earns interest on collected funds
- Tiered interest rates starting at $2,500
- No limit on the number of checks or electronic transactions
- Check Images are provided with statements for a nominal fee per your request (Checks converted to ACH items are not included)
- Business Debit Card with ATM features available to qualified individuals
- Free eStatements
Value Pro Checking Account
Account Information
- $2,500 opening deposit requirement
- $2,500 minimum balance requirement
- No monthly per check or debit fees
- $8 maintenance fee if daily balance < $2,500 during the statement cycle
- Earns interest on collected funds
- Tiered interest rates starting at $2,500
- No limit on the number of checks or electronic transactions
- Check Images are provided with statements for a nominal fee per your request (Checks converted to ACH items are not included)
- Business Debit Card with ATM features available to qualified individuals
- Free eStatements
- Free paper statements