Agricultural Loans

At The Hicksville Bank, we don’t just understand agriculture—we live it. With deep ties to our farming communities, we offer tailored loan solutions to help you grow your operation with confidence. Strong Roots. Local Lending.

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The Hicksville Bank staff member shaking hands with a local farmer.

The Hicksville Bank ag loan officer meeting with two local farmers.

The Hicksville Bank ag loan officer shaking hands with a local farmer.

Local farmer with his family in front of a tractor.

FSA Loans

Government-Backed Agribusiness Loans for Beginning Farmers
‍Starting your farming journey? We offer two government-backed loan options to help beginning farmers secure the financing they need.

Let us guide you through the loan process and help you achieve your farming goals. Contact us today to get started!

Direct Farm Ownership Joint Financing Loan (Participation Loan)

A Joint Financing Loan allows the Farm Service Agency (FSA) to extend capital access to more farmers. With this loan, The Hicksville Bank will finance 50 percent of the purchase, and the FSA will finance up to 50 percent of the cost or value of the property being purchased. Our agricultural lender will work closely with you to tailor the best financing solution based on FSA loan limits and guidelines.

Direct Farm Ownership Down Payment Loan

Designed exclusively for eligible beginning farmers, the Down Payment Loan is a unique direct farm ownership program that helps finance the purchase of a family-sized farm. The Hicksville Bank will finance 50 percent of the purchase, the FSA will finance 45 percent, and the applicant must contribute a minimum cash down payment of 5 percent of the farm’s purchase price. Eligibility requirements apply.