Personal Checking

Since 1901, The Hicksville Bank has served neighbors from hometown branches in Hicksville, Edgerton, Auburn and Grabill. We offer modern online and mobile banking backed by face-to-face service.​ Choose from five personal checking options that are FDIC-insured to $250,000 per depositor.​ Our free or low-fee checking lineup even mirrors the features NerdWallet highlights in its “best free checking” picks, so you can bank local without giving up national-bank perks.

The Hicksville Bank staff member smiling at a customer.

Hometown Checking

Every-day, worry-free banking for individuals and families who just want simple spending, free paper statements, and no minimum balance hassles.

Choice Checking

A flexible, fee-free* option for busy customers who use their debit card often, prefer e-Statements, and want unlimited checks plus full online and mobile access.

Get Started Choice Checking

A checking account for studuents. Start managing money with zero monthly fees, unlimited transactions, and instant debit alerts.

Super NOW Checking

Great for professionals who keep at least $1,000 on hand and want their checking balance to earn interest—without giving up debit card convenience.

Value Plus Checking

Ideal for individuals who maintain a $2,500+ balance and want tiered, high-yield earnings —with full access to funds for everyday use or major purchases.

Checking Comparison
Account Type
Min. Balance
Opening Deposit
Interest Bearing
Benefits
Fees
No Required Minimum
$50
No
Monthly fee waived if the following requirements are met each statement cycle: Enrolled in eStatements and have at least 8 or more debit card purchases and either an automatic credit (Direct Deposit) or automatic debit (Payment) posted to your account
Maintenance Fee of $5.00 if requirements are not met
No Required Minimun
$50
No
First 40 checks are free
Free small lockbox for 1 year
No per check or debit fees
*Requirements and fee waived for individuals ages 16 until 23
No Required Minimum
$50
No
- Free paper statement
- 1 free money order per month and 1 free cashier check per month
- First 40 checks free
- 10 free photocopies per month
- Free small lockbox for 1 year
$4.95 Maintenance Fee
$1,000
$1,000
Yes, => $1,000
- Interest on collected funds
- No per check or debit fees
- No paper statement fee if enrolled in eStatement or if a daily balance of $1,000 or more is maintained
Maintenance Fee of $8.00 if daily balance is < $1,000
$2,500
$2,500
Yes (tiered) starting at $2,500
- Interest on collected funds
- No per check or debit fees
- First 40 checks are free
- No paper statement fee if enrolled in eStatements or if a daily balance of $2,500 or more is maintained
Maintenance Fee of $8.00 if daily balance is < $2,500

Home is people. Not a place.
Being a Hometown Bank is all about you—the customer.