Buy your dream home.

Being "Your Hometown Bank", we want to make loans. Our professional lending staff is here to assist you. Customers will get honest, realistic answers and guidance from our dedicated staff. Our Mortgage Loan Officers are all registered through the Nationwide Mortgage Licensing System and Registry. We offer many lending options including traditional mortgages, home equity lines of credit, land and construction loans, and second mortgages.

Mortgage Loans for Purchases and Refinancing

  • Competitive Interest Rates
  • Quick Approval
  • Automatic Deduction Available for Payments
  • Escrow for Taxes/Insurance Available
  • Life and Disability Coverage Available

 Down Payment Assistance Program

  • Welcome Home Program - A grant from the Federal Home Loan Bank usually available from March until all funds have been advanced. Designed to target low to moderate income Ohio families by providing $5,000 toward the purchase of a home.

Credit decisions are made locally by someone you know.

Loan Officers

Call one of our Loan Officers for an appointment today.

Lender Location Phone NMLS ID
Greg Smitley Hicksville 419-542-7726 613947
Sandra Thiel Edgerton 419-298-2353 688534
Cindy Delagrange Harlan 260-240-4772 672884

Information Needed to Apply for a Mortgage Loan

Links to Local Realtors





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