Loan Comparison

Loan Type Pricing Purpose Benefits
Auto Loan Highly competitive rates. Providing funds to purchase a new or used automobile or funds for other purposes using an automobile as security.

Competitive interest rates

Flexible terms and payment dates

Quick approval of service

Gap insurance (purchase only)

Repayment via automatic transfer from checking or savings account is available

Personal Consumer Loan Highly competitive rates. Funds can be used for almost any purpose (i.e. debt consolidation, vacation, etc.)

Competitive interest rates

Flexible terms and payment dates

Quick approval service

Repayment via automatic transfer from checking or savings account is available

Home Equity Line of Credit Highly competitive rates. A revolving line of credit secured by a mortgage on your property that can be used for almost any purpose.

Competitive interest rates

Interest may be tax deductible (check with your tax accountant)

Customer can access their line of credit by asking an account representative, telephoning, writing the bank, or by special checks

Allows you to use real estate equity for any purpose

Mortgage Loan Highly competitive rates Purchasing a home or refinancing

Many different mortgage programs available from first time home buyers to established homeowners.

Rate lock available for specific mortgage programs

Repayment via automatic transfer from checking or savings account is available

Residential Construction Loans Highly competitive rates A short-term mortgage loan used for constructing a residential home

Competitive interest rate

Repayment via automatic transfer from checking or savings account is available

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