Checking Comparison

Account Type	Minimum Balance	Opening Deposit	Interest Bearing	Benefits	Fees
Choice Checking	No Min.	$50	no	Monthly fee waived if the following requirements are met each statement cycle: enrolled in eStatements and have at least 8 or more debit card purchases and either an automatic credit (Direct Deposit) or automatic debit (Payment) posted to your account First 40 checks are free Free small lockbox for 1 year No per ck/db fees	Maintenance Fee of $5.00 if requirements are not met
Super NOW Checking	$1,000	$1,000	Yes, => $1,000	Interest on collected funds No per ck/db fees No paper statement fee if enrolled in eStatement or if a daily balance of $1,000 or more is maintained	Maintenance Fee of $8.00 if daily balance is < $1,000
In-Club Checking	No Min.	Unspec.	no	Flat fee account Senior citizen (62 & over) discount of $0.50 per month off fee Free standard wallet checks (two orders per year) Free money orders (5/mo.) Free cashier checks (5/mo.) Free photocopies (5/mo.) Accidental death and dismemberment insurance Bonus travel Everyday rebate rewards	Maintenance Fee is based on insurance coverage, $7.00, $8.00 or $9.00.
Value Plus Money Market Checking	$2,500	$2,500	Yes (tiered) starting at $2,500.	Interest on collected funds No per ck/db fees First 40 checks are free No paper statement fee if enrolled in eStatements or if a daily balance of $2,500 or more is maintained	Maintenance Fee of $8.00 if daily balance is < $2,500.
Advantage 50 Plus (Age 50 and over)	No min.	Unspec.	Yes, only if daily balance => $1,000	No per ck/db fees Interest on collected funds if daily balance => $1,000 Payment card protection Key ring protection Free small lockbox for 1 year Sojourns subscription Savers club book Free standard wallet checks (two orders per year) Free money orders (5/mo.) Free cashier checks (5/mo.) Free photocopies (5/mo.) $100,000 common carrier insurance $10,000 accidental death and dismemberment insurance Bonus Travel Medical emergency data card Everyday Rebate rewards My ID matters	Monthly membership fee of $8.00.